Terms and Conditions

Last updated: August 9, 2026

1. Agreement to these terms

By accessing or using the ThriVelo website, Financial Learning Center, application, or related services, you agree to these Terms and Conditions. If you do not agree with these terms, do not use the applicable website or service.

2. Educational information

ThriVelo articles, explanations, examples, calculators, product descriptions, and other content are provided for general educational and informational purposes.

ThriVelo content is not financial, investment, legal, tax, credit, accounting, or other professional advice. You are responsible for deciding whether information is appropriate for your circumstances and for obtaining professional advice when needed.

3. ThriVelo product information

ThriVelo is designed to help people develop a clearer view of daily spending room based on information they provide. Results may depend on the accuracy, completeness, timing, and continued updating of that information.

ThriVelo does not guarantee that any displayed number, estimate, projection, or recommendation will prevent overdrafts, missed payments, financial loss, or other consequences.

4. Accounts and access

If you create an account, you are responsible for providing accurate information, keeping your login details secure, and notifying ThriVelo if you believe your account has been accessed without permission.

ThriVelo may suspend or limit access when reasonably necessary to protect the service, users, systems, or third parties, or when there is a suspected violation of these terms.

5. Trials and subscriptions

If ThriVelo offers a free trial, the trial terms will be shown at sign up or within the applicable service. A trial may require an active account and may be limited to one trial per person, account, household, or payment method.

Continued access after a free trial may require an active paid subscription. Pricing, billing intervals, renewal terms, cancellation options, and taxes will be shown during the applicable purchase or subscription process.

6. Acceptable use

You agree not to misuse the website or service. Prohibited conduct includes:

• Attempting unauthorized access to accounts, systems, or data.
• Interfering with the operation or security of the website or service.
• Introducing malicious code, harmful files, or automated abuse.
• Using the service for unlawful, fraudulent, or abusive purposes.
• Copying, redistributing, selling, or exploiting content without permission.
• Misrepresenting your identity or affiliation with another person or organization.

7. Intellectual property

Unless otherwise stated, the ThriVelo name, branding, designs, text, graphics, software, and other website content belong to ThriVelo or its licensors. These materials may not be copied, modified, distributed, or used commercially without permission.

8. Third-party services and links

ThriVelo may use or link to third-party hosting, payment, authentication, analytics, communications, application, or other services. Third-party services may have their own terms and privacy policies. ThriVelo is not responsible for third-party services that it does not control.

9. Disclaimer of warranties

To the maximum extent permitted by applicable law, the website and related services are provided on an “as available” and “as is” basis without warranties of any kind, whether express, implied, or statutory.

10. Limitation of liability

To the maximum extent permitted by applicable law, ThriVelo will not be responsible for indirect, incidental, special, consequential, exemplary, or punitive damages arising from or related to your use of the website or service.

11. Changes to these terms

ThriVelo may update these Terms and Conditions from time to time. The revised version will be posted on this page with a new updated date. Your continued use of the website or applicable service after the changes take effect means that you accept the revised terms.